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Not much use unless you are either looking for or already have a Discover credit card: The discover card website allows you to get a discover credit card, buy various debit cards, get loans or insurance, and check the balance on any of these. This website is very well designed and slick, but it is so narrow in its focus that it doesn't really have much use at all. The only thing that I could see someone who doesn't have one of these cards doing is buying a debit card, which can be given out as gifts and have a one time balance or can be refilled. The available insurance is mostly oriented towards consumers and families.